At RSA Luxembourg our purpose is to help people, businesses, and society prosper in good times and be resilient in bad times.
We have offices in Luxembourg, UK, France, Spain, Belgium and the Netherlands. Our customers benefit from the diverse perspectives of our teams that serve them, solving complex problems with creative ideas.
As proud member of the Intact family, we’re part of something bigger with a presence in North America, the UK, and Europe. We aim to build a speciality solutions leader by capitalising on a vast market opportunity, while maintaining a sub-90 operating combined ratio.
We want you to succeed with us and grow with us – and we’ll give you the tools, flexibility and learning opportunities you need to do it.

Our Core Belief
People are at the heart of our organisation – and of our success. How we do things is just as important as what we achieve. We are a purpose-driven company based on values and a belief that insurance is about people, not things.

Culture and Community
Our Values guide our decision-making, keep us grounded, help us outperform and are key to our success. Our values are – Integrity, Respect, Customer-driven, Excellence, and Generosity. We provide an open and honest workplace – where everybody contributes, and every view is listened-to and respected.

Social Impact
Our customers are our advocates. Insurance is about people, and helping people be resilient in bad times is the reason we’re here. It’s also why being Customer-driven is one of our Values.
Our people are engaged. Our people are central to our success. That’s why we invest in the well-being and development of our employees and create an environment where they can be resilient and thrive.
Being a most respected company is about financial outperformance and helping society. Building resilient communities speaks to our purpose and builds on over a decade of investment and leadership.

So, if you are looking to take the next step in your career, work with the best in the business, and open a door of opportunity, contact us today!

Job Description:

The Underwriting Governance Analyst plays a key role in ensuring underwriting practices align with regulatory requirements, internal policies, and risk management frameworks. This position is responsible for monitoring underwriting processes, analyzing compliance with governance standards, and providing recommendations to enhance operational effectiveness and mitigate risk. You will work closely with the RSAL Corporate Underwriting Team, Technical Solutions (UK&I) team, Global Specialty Lines colleagues and other key Senior Leaders to keep the Underwriting system of governance effective and aligned with requirements.

You will need depth and breadth of Commercial and Speciality Underwriting, business knowledge and experience. You will need appropriate information analysis experience and knowledge of analytic tools and systems and the ability to liaise with the Data Management team to drive the quality and consistency of underwriting activities. Experience with underwriting audit and governance frameworks is desirable.

Key Responsibilities:

•  Reporting to the Head of Technical Excellence, support the CUO team with the development and delivery of (in alignment with UKI and SL stakeholders) RSAL’s underwriting governance, validation and control frameworks to deliver adequate quality controls across the Underwriting function.
•  Governance & Compliance: Ensure underwriting activities adhere to company policies, regulatory requirements, and industry best practices. 
• Monitoring & Reporting: Track and analyse underwriting performance and compliance metrics, identifying trends and areas for improvement. 
• Policy & Process Review: Assist in the development, implementation, and review of underwriting policies, procedures, and guidelines.
• Audit & Quality Assurance: Support internal audits and quality control processes by assessing underwriting decisions for compliance and consistency.
• Risk Management: Identify governance risks and collaborate with stakeholders to implement appropriate controls and risk mitigation strategies.
•  Training & Support: Provide guidance and training to underwriting teams on governance policies, ensuring a strong understanding of compliance requirements.
• Stakeholder Collaboration: Work closely with underwriting, risk, legal, and compliance teams to ensure alignment on governance initiatives and regulatory changes.
• Action Tracking: Monitor and track governance-related action items, ensuring timely completion and adherence to due dates

Skills and Experience:

Function specific:

• Proven experience in Underwriting, Enterprise Risk Management, or Legal & Compliance across a broad range of insurance products.
• Excellent written and oral skills with a proficiency in spelling and grammar.
•  A sound understanding of:
• General Insurance principles across commercial and specialty lines.
• RSA risk appetite, business strategy, and the UK&I operations, 
• IFC / RSA Underwriting Policy and guiding principles,
• IFC / RSA Delegation of Technical Authority Frameworks (internal and external to RSA),
• EU and UK Regulatory environment for underwriting and the principles of the underwriting control environment
• Experience of working across internal functions ensuring strong relationship management with internal stakeholders and a collaborative working culture.
• Experience of developing capabilities to support and grow line of business capabilities.
• Experience of supporting and delivering projects.
• Report writing/presentation skills
• Proficiency in working with MS Office applications General:
• Energetic and enthusiastic when engaging in group discussions, always embracing collaborative thinking.
• Able to remain focused when dealing with a variety of tasks and issues, effective management of workloads and ability to prioritise.
• Quickly identifies and analyses critical details in complex technical situations, driving action in response.
• Strong influencing skills and able to motivate others.
• Brings a pragmatic approach to working with others and managing stakeholders.
• Commercially astute, understanding the wider implication of proposed actions and decisions.
• Can identify learning needs and appropriate solutions.
• Able to challenge standard thinking, tell your story and bring others along on your journeys
• Experience in undertaking research, analysis, and coordination with senior stakeholders.
• Experience of working through transformation to develop the changes required to “Outperform”.